Phone: 956-800-3822
Email: john@securefutureadvisor.com

My Passion: Retirement should be a time of freedom, not financial stress. Unfortunately, many people enter retirement unsure about taxes, pensions, and income strategies — and uncertainty steals joy. I’m passionate about helping retirees and near-retirees bring clarity to these issues so they can enjoy retirement with confidence. My work is especially focused on the many government employees and professionals near Wright-Patterson AFB who face unique and often confusing benefit structures.

My Expertise: With a CPA background, a PhD in Finance, years of tax-practice experience, and time spent as a university professor, I bring an uncommon mix of academic rigor and real-world practicality. I specialize in integrating tax planning with investment planning — because retirement decisions should never be made in a vacuum. My work centers on tax-efficient withdrawal strategies, pension and TSP optimization, Social Security and Medicare coordination, and building reliable lifetime income plans. I also teach retirement-focused education courses in Social Security, Medicare, and tax planning, which keeps me closely connected to the challenges retirees face today.

My Role: I help clients navigate the complexities of retirement by creating a personalized plan that reduces taxes, aligns investments with goals, and turns savings into dependable income. I strive to make financial decisions clear and understandable, empowering clients to feel confident and supported throughout their retirement journey.

My Personal Interest: I was raised in mountains of East TN and currently reside in Centerville, OH.  I enjoy watching Tennessee Vols play football and basketball throughout the year, while attempting to stay out of trouble with Wolverine and Buckeye fans nearby.